Wednesday 10 March 2010

Why not pop round to my office at Home?

With the changing work culture many of you may have an office at home from which to work. It's likely that you haven't even given a second thought to how your Insurance is effected, but you certainly should.

The need to inform home insurers that you operate a business from home, especially if you have clients visiting for business cannot be underestimate.

If you have stock (say for an E-bay business) this will be excluded if you have not cleared this with your home insurer. Not only is the stock excluded but it may invalidate the policy entirely!

We can provide policies which incorporate a level of cover for working from home for most types of business but the underwriters need to be informed at the outset of trading from home.

There are also specialist policies available combining the Home and Business Insurance or stand alone Working from home policies which may prove of benefit to people.

The moral of the story is: - if you work from home and have an office, stock or anything business related at home, check your Household Insurance as it is likely that you not covered. If this is the call us on 01603 400755 and we be only too pleased to find you a policy suited to the needs of you and your business.

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